Innovative Fireplace

Need a place to make you warm during winter but no Chimney? No need to worry.

Because we’re living in 21st century wherein technology is continuously upgrading. Having an Indoor Portable Fireplace is not a surprise. It’s just amazing that people minds never cease to stop and they used it to create something useful.

This inovative fireplace is called “Bioethanol fireplaces”. These fireplaces is easy to use, and they don’t require a lot of maintenance because it doesn’t produce ashes and definitely no smoke!

There are a lot of Bioethanol fireplace designs to choose from. You may choose a free standing indoor fireplace, or a wall mount fireplace or something that can be put on the table and can be used outdoors.

Here are some models of standing indoor fireplace. These fireplace doesn’t require a lot of installationa nd building works. And, you can move it from room to another room.

Models from Ecosmart Fire.

Information and Photo from EcoSmart Fire
Information and photo from EcoSmart Fire


Models from the Bio Flame

Information and photo from the Bio Flame
Information and photo from the Bio Flame


These are some Outdoor fireplace designs from Ecosmart Fire.


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These are wall mount fireplace designs from the Bio Flame.


Want to see other designs?  Click on the blue link and visit their website.

Though, these fireplace produces some heat. Always read the guidelines and safety precautions when planning to install it in you home. Keep in Mind – Safety First!





2016 Housing Market

Forbes have released an article informing that Housing market will remain alive and kicking in 2016.

Existing Home Sales rise to 0.4% from previous month. This transcribes to a 11% increase compared to last year. Existing home sales becomes the second strongest month since year 2007.

National Association of Realtors releases a data about the existing single family homes regional sales by price. sales-1200x532.pngAs per Forbes,  This data indicates that most of the market has witnessed significant gains since last year – except for the cheapest priced homes (sub $100,000) which amount to about 16% of all existing sales. 

case-shiller-1200x921.pngS&P/Case-Shiller Home Prices Indices showed improvement in home values by over 5% at year end of 2015 compared to year 2014.


Spotting a LandLord Fraud

Though Landlords are respectable and decent. There are still those who violates the rental law and commit fraudulent acts.

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To spot a LandLord Fraud, Trulia have enumerated 7 ways.

Source: Rental Laws: 7 ways to Spot Landlord Fraud

  1. They won’t let you tour a place – If a Landlord wouldn’t want you to tour the place inspite of showing him your interest, there may be something fishy about it. By this time, you should have doubted the place actual look. If that would be the case, you better look for another apartment.
  2. There’s no rental application – NOT filling up a rental application may be convenient in some ways and will make the process a lot easier. But, no rental application may also means no formal contract because there are no “signed” agreement. Don;t be mislead by easy processing. It is better to abide by the rules of renting,
  3. The ask for insane upfront fees – If you’re not sure of how much si the upfront fees, It is better to ask a specialist about it. And, make sure to ask for a receipt when paying fees.
  4. They insist on Cash – Monthly Cash payment may not be convenient on your part as a renter. This means you’ll have to pay the Landlord directly hand-on-hand. Might as well suggest to issue a check.  This will also help you track your monthly payments.
  5. There’s no paper trail — and not because everything happens electronically – Let’s just make this simple – “Everything must be put on writing”. This will help you in law proceedings. No paper trail may result to lack of evidence. 
  6. The appartment isn’t up to code – Be aware of the standard apartment features. IF there are some features that is missing or is not working, call the attention of the Landlord. If in case, after several notices, the Landlord still ignores you. Go get a lawyer.
  7. Security Deposit Drama –  For every repairs and cleaning done, ask for receipts. If the Landlord claims that he’s the one doing the repairs, then asked for a detailed explanation of repairs and have it estimated in local vendors. Don’t be fooled by an excessive charges. It is your hard earned money and you would like to have detailed information on how it is being spent.

The Cozy Room

We would always want to lie down on a soft bed to have a good rest. Or read some books while lying comfortably. Or maybe, just want to have an alone time and relax for some time.

Our Bedroom sometimes reflects our personality. It sometimes shows what our hobbies are. It is also a place wherein we keep our secrets and sometimes, this is the place in the house where we run when we want to cry or whenever we are upset.

We would always like our room to look based on what we desire. For example, a teenage rockstar would have a poster of their favorite band on their wall and dark colored bed sheets with a guitar or drumset beside their bed.Album-Covers-Decorated-Bedroom.jpgphoto from

A teenage sweetheart will be having light colored bed sheets with light colored wallpaper based on their preferences, a gorgeous makeup dresser, a matching closet and study table and a lot of soft from

For infant rooms, we will be having a cozy crib with a crib hanging toy. A preferable color is blue  for baby boys and pinks for baby girls. We also like to put some dolls inside the baby rooms.

A master’s bedroom will be having dim-lighting, a casual white covered sheets, a wall mounted LED TV, lampshade on top of the side table and a casual white or dirty white wall color. A fireplace is required for those places wherein they experience winter and snow. While for others living in a tropical place, they have a balcony instead. For others, they put ceiling fans instead of chandeliers.


Other rooms were based on the theme they want to have. Some room reflects their favorite cartoon character or their favorite movie. For instance, a Hello Kitty themed Bedroom or Princess-like themed Bedroom

Or a Frozen themed Bedroom

For kids and Big Boys, A Car themed Bedroom is the most common designs of their rooms

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V8 Hotel im Meilenwerk Stuttgart
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Bedroom designs depend on each and everyone’s unique personality. May it be a kid or a kid at heart. Whatever your room looks like, it is your place for relaxation, a place for serenity. a place to call your own. Disregard those negative comments about your bedroom. As long as this place makes who you are and gives you a peace of mind, All negative aura has no place inside your room. Just always keep your room clean. You don’t want bedbugs or any type of insects ruined your sleeping time.

For some bedroom ideas, provided you some links for your convenience










Bathroom Ideas

Whether you have small bathroom space or a spacious one, there are a lot of ideas you can do with your bathroom to make it a desirable one.

For Small Bathroom, use some classic sink to give your bathroom a big look as it will not use a lot of space. Put a right size mirror attached to the wall with toiletries storage. Have a mirror-like door for your shower and will also serve as a divider between the shower room and the toilet. You can use a bathroom mat on floors to add a style on your bathroom. For white bathrooms, you can use dark colored floor mats or a printed colored mats to give an aesthetic look.  An advantage of having a small bathroom is you can use an expensive material for your sinks, tiles, and storages as they don’t require a huge amount of space.

For some small bathroom ideas, click here.

If you have a spacious bathroom then you have a various option in designing your bathroom. This may also cost you a lot of money as the amount of materials to be used is being considered. You may choose different bathroom themes as you desire.

photo from
photo from
photo from

If you’re looking for some bathroom ideas, here are some good reads


Living in Los Angeles

Plan of moving to Los Angeles? Here are some helpful tips in living in one of the largest cities in the world.

Los_Angeles_Region.jpgPhoto from

Source: 29 Tips for living in L.A

  1. It’s okay to be Rejected – There’s always a tough competition when applying for a job or getting a rent in an apartment. But, don’t lose hope. Los Angeles is a big city and you’ll definitely have a job and a place to live as long as you pursue it.
  2. Learn the City Layout – If it’s your first time in L.A, go grab a map of city layout or ask a friend and let him guide you in your first week at LA. Or, if your car has a GPS on It, better use those to look for another way to the city in order to avoid traffic.
  3. Avoid Driving around 4 pm – 7 pm. – If you’ll be out from office around those times, better yet stop by a coffee shop or have some window shopping around those times. If you are living two blocks from your office, I advised you to just walk home
  4. Groupon or Goldstar – Want to dine in with some fine restaurants? Go grab your phone and purchase a deal in Groupon. This will help you save money and enjoying a meal in a fine restaurant. For events, Use Goldstar to have some discounts in purchasing tickets for L.A events
  5. Parking Tickets – Park your car in the designated place only and don’t EVER forget to feed the parking meter. You don’t want your car to be taken away and pay a certain fee because you missed the parking sign or didn’t feed the parking meter.
  6. Runyon Canyon – Want to be a paparazzi for a day? Have a healthy living and go into Runyon Canyon and dream that you’ll bump into a famous actress or worst, to your ex-girlfriend Husband. Better yet, just set your goal and live a healthy one by doing some hiking once in a while.
  7. Business Casual – Attending an Interview? Learn to wear a smart business casual attire. Not too Formal and not to casual. Just bring an enough amount of confidence and never ever forget your brain. There are a lot of “out-of-the-blue” questions in interviews, so you must be attentive and ready to answer all of the questions that will be thrown to you.
  8. Take a Class – There is never “too old” in learning. So whatever age you are in, go enroll in some classes like acting, photography, graphics designs, singing, and dancing. Meet some new friends and spend your idle hours with something useful.
  9. In and Out – Go proclaim yourself as an official Angelino by purchasing the best burger in the City.
  10. DMV – As much as possible, don’t get into this way. Learn to course your way out of DMV.
  11. Exercise – Get yourself physically fit. There a lot of Fitness center around the city. Or maybe, you could do some running during your off hours.
  12. Ask for Advice – Never be afraid to ask for some advice when meeting new people while exploring the wondrous of Los Angeles
  13. Don’t worry so much – Far away from your hometown? It’s just normal to experience some heartbreak and loneliness. Don’t get too depressed. Just think clear and set your mind to your purpose onto Why are you in Los Angeles.
  14. Get Some Sleep – Refill your energy by having an enough sleep. Adequate sleep gives you enough energy to face another new morning.
  15. I live in the Valley – This pertains to San Fernando Valley. You’ll see much cheaper apartments here compared to other cities. And, this has a hotter temperature than in the west side of the country.
  16. Be resourceful, Learn how to get out of the Jams. – Traffic everywhere. Learn to navigate around the city and avoid those jam-packed streets
  17. Leverage what you’re good at first – Couldn’t get your dream job? Better yet, use some of your skill first and earn some money for daily living. Eventually, if you have enough resources, you might get the job you always dreamed about.
  18. Stay around positive people – Positive outlook in life give you a better path and a better way of living. Don’t dwell on those people who have negative attitudes.
  19. Live in a Safe Area – Don’t disregard your safety and the safety of your family. Live in a place with a nice neighborhood. But, Don’t be too complacent. Nowadays, crimes happen everywhere, so always think fo your family safety and educate your children about the troubles in the world so that they may be aware and be mindful of their safety.
  20. Go Get A Job – Money just doesn’t grow on a tree. They are earned.
  21. Go to Farmer’s Market – Craving for fresh fruits? Visit the Farmer’s Market and choose the fresh fruits you desire
  22. Venice Drum Circle – See these hippies playing music in Venice Beach
  23. Roscoe’s Chicken and Waffles – Try this weird combination. They quite remarkable
  24. Get away from L.A – Have a chillax moment and relaxation by getting out of the noisy city
  25. Credit – Don’t spend too much. Spend something that you can afford. Don’t get into bad credit history. If budget is too tight, Get a second job or have some sidelines.
  26. 99 Cents Only Stores – Best place to save Money
  27. Get A GPS – There are many phone application that will help you get around the city
  28. Don’t buy from IKEA – if budget is too tight, don’t buy furniture in Ikea. Look for some used items in Craiglist or Ikea Items on Sale at Craiglist
  29. Stop reading, watching, or listening to interviews of successful people in LA and get your hands dirty – You know what it Means!
Credit to Justin Resarieo

For other guides in Los Angeles. Here are some websites and articles that can help you out more:


Year of the Fire Monkey


One of the significant holidays of Chinese people is celebrating their So-Called Spring Festival. This festival gathers all family members to celebrate their traditional beliefs. It’s one of the prestigious events wherein they take a leave from work and celebrate with families. For most, celebrating Chinese New Year brings good luck. Nowadays, celebration of the spring festival does not only apply to China but it is happening around the world

Chinese New Year is represented by 12 zodiacal animals – The Rat, Ox, Tiger, Rabbit, Dragon, Snake, Horse, Sheep, Monkey, Rooster, Dog and Pig. Each of the animals has certain attributes and bring certain luck based on the beliefs of the Chinese.

As per Chinese Horoscope Calendar, the year belongs to the Fire Group and pertains to the year of the Monkey., Therefore, Year 2016 is the year of the Red Fire Monkey.

Based on Chinese Fortune Calendar, Monkey is the 9th animal of the 12 zodiac signs. It is the first animal in the metal cycle. Monkey also contains the water element. As per their opinion, Metal is connected to gold while Water is associated with wisdom and danger. Thus, they predicted that the year of the Monkey will have more financial events. It is also said that the year of the Monkey is also connected to the Wind element which symbolizes rapid changes. It is advice to take precaution when making changes with regards to your finances, career, business relationship and love. has provided us the lucky and unlucky things this year of the Red Fire Monkey.

Lucku and unlucky.png states that in Monkey Year, activities will be more successful when taken during the hours of the Rat, Dragon, Snake and Monkey.

Rat hours are 11 pm – 1 am

Dragon hours are 7 – 9 am

Snake hours are 9 – 11 am

Monkey hours are 3 – 5 pm

Your Fortunes also depends on your zodiac year. Susan Levitt  provides some insights. Source: Your Fortune in Fire Monkey.

RAT – You and Monkey are best friends along with Dragon. Now life can be fun and exciting, full of Monkey-inspired treats and surprises. Monkey 2016 is excellent for you to get married or engaged, to launch new endeavors, or have a child. Periodically, take the time to stop and regroup or rethink when needed, especially during the 2016 Mercury retrograde cycles April 28 – May 22, Aug 30 – Sept 21, and Dec 19 – Jan 8, 2017. Looking for love in Monkey year? Rat is most compatible with another Rat, a Dragon, or Monkey. Ox is also compatible.

OX – Wily Monkey energy adds some liveliness to Ox’s routine, and Monkey year is a great time for you to experience a big change of scenery. But Monkey’s fast ways aren’t your style. Ox prefers slow, steady, and natural. But Ox respects Monkey, who takes risks, is a good leader, and knows how to succeed. Next year Phoenix (Rooster) 2017 is your lucky year. Looking for love in Monkey year? Ox is most compatible with another Ox, a Serpent, or Phoenix. Rat is also compatible. Sheep is least compatible.

TIGER – Monkey is your opposite. But you still benefit from the action and liveliness of Monkey year. Monkey can stretch the truth, so think before you pounce. Not all ideas are worth pursuing. Looking for love in Monkey year? Tiger is most compatible with another Tiger, Horse, or Dog. Pig is also compatible. Monkey is least compatible.

RABBIT – Monkey brings many opportunities that you will enjoy: travel, social events, fine dining, fairs, and festivals. Enjoy the Monkey fun, and express your creative side. Rest if you feel overwhelmed by too much activity. Feng shui of your home and office is a must for sensitive Rabbit to maintain balance during Monkey year. Looking for love in Monkey year? Rabbit is most compatible with another Rabbit, a Sheep, or a Pig. Dog is also compatible. Phoenix (Rooster) is least compatible.

DRAGON – Your lucky year! Say yes to everything! Monkey is your best friend (along with Rat) so you’ll like the vibrant and exciting energy of this Fire Monkey year. There are opportunities for success in business. Just avoid lawsuits or any type of legal entanglement. Looking for love in Monkey year? Dragon is most compatible with another Dragon, a Rat, or a Monkey. Phoenix (Rooster) is also compatible. Dog is least compatible.

SNAKE – You and Monkey are on the same wavelength. Luck is with you this year, especially during summer. And your good luck continues in Phoenix (Rooster) year 2017. But lay low when in doubt because 2016 yang Fire energy can, at times, be too stimulating for yin Snake, even the 1977 Fire Snake. Looking for love in Monkey year? Snake is most compatible with another Snake, an Ox, or Phoenix (Rooster). Monkey is also compatible. Pig is least compatible.

HORSE – Fire Monkey brings lots of active, yang energy that Horse thrives on and finds inspiring. A year for adventure, new journeys, and excitement. Just don’t let affairs get out of hand in summer. Looking for love in Monkey year? Horse is most compatible with another Horse, a Dog, or Tiger. Sheep is also compatible. The Rat is least compatible.

SHEEP – Success can continue from the previous Sheep year. But Monkey’s fast pace is not always to your liking. Extravagance is popular in a Monkey year, and people want luxuries. So be sure to avoid debt because “Sheep eat paper” meaning that Sheep can really spend. Travel is highlighted, especially in summer, but do it on your own terms. Looking for love in Monkey year? Sheep is most compatible with another Sheep, a Pig, or Rabbit. Horse is also compatible. Ox is least compatible.

MONKEY – Now is your year for action! All seasons are fortunate but luck is strongest in autumn. You benefit from the strong, fiery, yang energy of your own year. An excellent time to start new endeavors, succeed in business, and make big change happen. Seek new horizons through travel and adventure this year when risks are rewarded, and reticence loses out. Fire Monkey year is not a yin cycle when things come to you, but a yang cycle to go out and get! Looking for love in Monkey year? Monkey is most compatible with another Monkey, a Rat, or Dragon. Snake is also compatible. Tiger is least compatible.

PHOENIX (Rooster) – Roster, Chicken, Cock, Hen? I call you Phoenix, offering a lifetime of opportunities to be reborn and transformed. Monkey year is a time of excitement, adventure, and new experiences for you. It’s fine to take risks and discover new outcomes. Take a chance because you’ll discover very quickly what does work, or what’s not worth pursuing. You start a new life cycle in Fire Phoenix year 2017. Looking for love in Monkey year? Phoenix is most compatible with another Phoenix (if they don’t peck each other), an Ox, or Snake. Dragon is also compatible. Rabbit is least compatible. In Phoenix year 2017 you’ll start a new life cycle.

DOG – Monkey year brings yang energy to get things done, and Dog likes accomplishments. There’s much activity and personal involvement in this passionate Fire Monkey year. This new energy is inspiring to Dog, but it might encourage you to be overly enthusiastic or unrealistic. So stay vigilant and responsible, natural Dog traits, because projects might not develop as planned. A year to stay balanced and avoid extremes of temperament. You’ll start a new life cycle in Earth Dog year 2018. Looking for love in Monkey year? Dog is most compatible with another Dog, a Tiger, or a Horse. Rabbit is also compatible. Dragon is least compatible.

PIG – Monkey  year can inspire you to be the life of the party! So join the whirlwind activities in this exciting Fire Monkey year. Accept all social invitations, and travel is highlighted. Just keep a clear perspective and not get carried away. Don’t let people take advantage of your generosity, or mistake kindness for weakness. Looking for love in Monkey year? Pig is most compatible with another Pig, a Sheep, or Rabbit. Tiger is also compatible. Snake is least compatible.

note: all predictions is excerpt from the real article. Credit to Susan Levitt

For further informations about your fortune for the year of the Red Fire Monkey, you may check the following sites:

These forecast were only guides based on their traditions and presumptions. Believing to it is your choice. Nevertheless, a guideline may not bring any harm.

Once a famous rapper Eminem said, The truth is you don’t know what is going to happen tomorrow. Life is a crazy ride, and nothing is guaranteed. 


If you develop the absolute sense of certainty that powerful beliefs provide, then you can get yourself to accomplish virtually anything, including those things that other people are certain are impossible., William Lyon Phelps quoted.



Living Room Ambiance

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Living Room is where families gather to bond or simply watch a movie together. It is the place where we entertain our visitors or have some conversation with friends. It is the first place we see once we enter our home. And, we would like to have a clean and nice living room to uplift our mood when we go home after a hard day work.

We reinvent our living room most of the time. Redecorate it if there are occasions, during holidays or whenever we feel like decorating it.

Here are some various ideas in remodeling your Living Room:

  1. New Paint for your living Room – Tired of the same wall color of your living room? Try to repaint it with a different color. You may use a lighter color to create a refreshing look.
  2. Change Curtains  – Curtains gives style in your living room. Sometimes, the color of the curtain that we use depends on the season. For example, If it’s Christmas Season, we use our Christmas-themed-like Curtain. It could be Red, Green or White Curtain for Christmas.
  3. Have some Cushion for your sofa and change the cover often – Make it a habit to change your Cushion Cover. We would like to have a clean environment with free of dust especially if we have a baby or children. Choosing your Cushion covers gives different aura in your living room. We may use printed design or just plain colors.
  4. Have some artworks, figurines or Fresh flower – Having some artful designs in your living room makes it more attractive. Aside from the hanging Family portrait and the Framed photo on top of your cabinet, you may also put some lovely figurines of angels or animals. A Fresh flower in a vase at the center of your living room table will give the room a fresh look. Or you may opt to use an artificial flower instead of a fresh one.
  5. Rearrange your Living Room Furniture – This requires a hard work as you need to relocate your furniture to have a new and better look. For furniture that looks old, don’t throw them away. You just have to think of an idea to make it look like new again. For example, for the book shelves that has faded paint, you just need to repaint it or cover it using wall vinyl or any printed paper you wish. Use your creative mind and transform that old furniture into a new one without spending too much money.

For some visual Living Room Ideas, click the link below


Taxes and Investors

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Filing of Taxes have already started and there are still a lot to learn about. As per Investopedia, there are various types of taxes that a business should pay depending on the company’s physical location, ownership structure, and the nature of a business. They may be required to pay the following:

  1. Federal Income Tax
  2. State or Local Income Tax
  3. Payroll Tax
  4. Unemployment Tax
  5. Sales Tax
  6. Foreign Tax
  7. Value Added Tax

Though, Many are hoping not to pay taxes, Paying Taxes is a must. You must rather pay the taxes on or before its due date rather than regret it in the end.

For individual Investors, Investopedia has enumerated these helpful Tax Tips that can help you save money

Source: Tax Tips For The Individual Investor

  1. Dividends – Reinvested dividends increase your investment in a fund and thus reduce your taxable gain (or increase your capital loss).
  2. Bonds – When the stock markets perform badly, investors make the flight to quality and look elsewhere for places to put their money. Many find a safe haven in bonds. When you are calculating your taxes, remember to report the interest income on your tax return: you may not have to pay tax on all the interest you received.
  3.  Write-Offs – For investors who invest in small business ventures or are self-employed, there are many operating expenses that can be written off. For homeowners who have moved and sold their home during the year, an important consideration when reporting the capital gain on the sale is the actual cost basis of the purchase of the home. If your home has undergone renovations or similar improvements having a useful life of more than one year, you will likely be able to include the cost of such improvements into the adjusted cost base of your home, thus reducing your capital gain incurred on the sale and the resultant taxes.
  4. Tax-Deferred Programs Are Like Free Money – Every time you trade a stock, you are vulnerable to capital gains tax. Making your purchases through a tax-deferred account can save you a pile of money. Tax-deferred accounts come in many shapes and sizes. The most well known are individual retirement account (IRA) and simplified employment pension (SEP) plans. The basic idea is that you are not taxed on the funds until you withdraw, at which point you are taxed at the rate of your income tax bracket.
  5. Match Your Profits and Losses in the Same Year – it is a good idea to match the sale of a profitable investment with the sale of a losing one within the same year. Capital losses can be used against capital gains, and short-term losses can be deducted from short-term gains.
  6. Add Broker Fees to the Cost of Your Stocks – These expenses should be added to the amount you paid for a stock when determining your cost basis. When you sell the shares, subtract the commission from the sale price of the stocks. Think of these costs as a write-off because they are direct expenses incurred to help you make your money grow.
  7. Try To Hold On to Your Stocks for At Least 12 Months – take a moment to consider the tax advantages of using a longer-term buy-and-hold strategy if you are not doing so already – the savings can be worth more than you think.
  8. The Bottom Line – Part of a successful financial plan is astute tax management: ensuring you are actively taking advantage of tax avoidance opportunities that apply to your situation and also making sure you do not overlook any expenses or other income-reduction techniques that can reduce your taxable earnings.


GetSmarterAboutMoney.Ca explains that if you’re an investor, you’ll need to pay the taxes on interest-bearing investments, dividend-paying investment, capital gains and foreign investments. The amount of taxes you need to pay depends on the type of investment you made, the tax laws where you lived, if investments are held in tax-sheltered plan and based on your income. For Further information, click this link to read the full article.

TurboTax has also shared some Tax tips for Investors.

Source: Tax Tips for Investors

  1. Put your Retirement Account to Work
  2. Review your Portfolio Mix
  3. Play the Match Game
  4. Maximize Itemized Deductions

To know what to report on your investments and have an idea how they were taxed, You have to to categorized your investment –  if it generates interest income or you have sold the investment. Determining if its Ordinary income or Capital gain will help us understand how our investment is taxed. You must also understand what basis means. In investment, Basis means the amount of investment in an asset. You should also know how to compute your capital gain or loss. And learn to use your capital losses to reduce your tax liability. If things do not go according to plan, you can always ask for the assistance of a Tax professional or an Accountant. For further information, read the full article here.